Effective Date: December 15, 2025
Welcome to TheSeniorTrust.com. These Terms of Service govern your use of our website. By accessing or using TheSeniorTrust.com, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, you must not use this website.
1. Acceptance of Terms
By using this website, you agree that you are at least 18 years old or are accessing the site with the consent and supervision of a parent or guardian. These Terms constitute a legally binding agreement between you and The Senior Trust.
2. Content Ownership and Intellectual Property
A. Ownership: All content published on TheSeniorTrust.com, including articles, text, graphics, logos, images, and the overall design of the website, is the exclusive property of The Senior Trust or its content suppliers and is protected by copyright and intellectual property laws.
B. Limited Use License: You are granted a limited, non-exclusive, non-transferable right to access and use the website content for your personal, non-commercial, informational purposes only.
C. Prohibitions:
- You may not reproduce, republish, distribute, sell, modify, or create derivative works from any content on this site without the express written permission of The Senior Trust.
- You may not use automated scraping, data mining, or data gathering tools to access, extract, or copy any content or data from this website.
3. Financial Disclaimer (Incorporation by Reference)
The information provided on TheSeniorTrust.com is for informational purposes only. We are not financial advisors, accountants, or government representatives. Your use of this site is also governed by our separate Financial Disclaimer, which is incorporated into these Terms by this reference. You acknowledge that you have read and agree to the terms of the Financial Disclaimer.
4. User Conduct and Comments
A. Appropriate Use: Users must use the website and any interactive features (such as comment sections) for lawful purposes only.
B. Prohibited Conduct: Users agree not to post, transmit, or submit any content that is:
- Abusive, harassing, defamatory, or hateful.
- Obscene, vulgar, or pornographic.
- Spam, chain letters, or unauthorized solicitations.
- In violation of any law or the intellectual property rights of others.
C. Right to Remove: The Senior Trust reserves the right to review, edit, or remove any user-submitted content or comments that we deem inappropriate, abusive, or in violation of these Terms, without prior notification.
5. External Links
The Senior Trust may provide links to government websites (e.g., SSA.gov, Medicare.gov) or other third-party resources for verification and user convenience.
- We have no control over the content, policies, or practices of these external sites.
- We are not responsible for the availability of any such external sites or resources and do not endorse or assume responsibility for any content, advertising, products, or other materials on or available from such websites.
- You access any third-party websites entirely at your own risk.
6. Indemnification
You agree to defend, indemnify, and hold harmless The Senior Trust, its directors, employees, and agents from and against any claims, damages, costs, liabilities, and expenses (including, but not limited to, reasonable legal fees) arising out of or related to your use of the website or your breach of any representation, warranty, or obligation in these Terms.
7. Changes to the Terms
The Senior Trust reserves the right, at its sole discretion, to modify or replace these Terms at any time. We will post the revised Terms on this page, and the “Effective Date” at the top of the page will be updated. Your continued use of the website following the posting of any changes constitutes acceptance of those changes.
