FREQUENTLY ASKED QUESTIONS (FAQ Schema)
Q1: Are these free benefits the same for Medicare Advantage and Original Medicare?
A: Most preventive services (screenings, vaccines, wellness visits) are free under both Original Medicare and Medicare Advantage plans but Medicare Advantage often includes additional perks like fitness programs, dental, and vision that Original Medicare doesn’t cover. However, with Medicare Advantage, you must use in-network providers to avoid copays. Original Medicare has no network restrictions for preventive services, but you must see providers who accept assignment (Medicare’s approved amount as full payment). Always check your specific plan documents.
Q2: Do I really pay nothing for these services, or are there hidden copays?
A: For preventive services listed above, you pay nothing if you use a provider who accepts Medicare assignment (Original Medicare) or in-network providers (Medicare Advantage). However, if your doctor performs additional diagnostic tests during your visit like an EKG during a cardiac screening or a biopsy after cancer screening those additional services may have copays or require you to meet your deductible. Ask your provider upfront: “Is this a preventive visit covered 100%, or will there be additional charges if you run extra tests?”
Q3: What’s the difference between a “Welcome to Medicare” visit and an “Annual Wellness Visit”?
A: The Welcome to Medicare visit is a one-time, in-depth baseline exam during your first 12 months on Part B. It’s more comprehensive and includes advance directive planning. The Annual Wellness Visit (starting year 2) is a yearly check-in to update your preventive care plan based on your current health status. Both are free, but they serve different purposes. Don’t skip either they’re designed to catch problems early.
Q4: I have Original Medicare and haven’t used these benefits in years. Can I still access them now?
A: Yes, absolutely. These are ongoing benefits you’re entitled to every year. There’s no limit (except where noted like the one-time AAA screening). Schedule a wellness visit with your doctor as soon as possible. Tell them: “I’d like my annual preventive wellness visit covered by Medicare.” If your doctor hasn’t ordered cancer screenings or cardiovascular bloodwork in the past 1–5 years, ask about those too. You’ve been paying for these benefits use them.
