4. Heart & Cardiovascular Screenings (Every 5 Years, Completely Free)
The Problem: Heart disease remains the #1 killer of Americans. A comprehensive cardiovascular workup blood tests for cholesterol, triglycerides, and lipids typically costs $150–$300 out of pocket. Most people don’t get screened unless they feel symptoms. By then, damage is often done.
What Medicare Covers:
Cardiovascular Disease Screening (Every 5 Years)
- Blood tests measuring:
- LDL cholesterol (bad cholesterol)
- HDL cholesterol (good cholesterol)
- Triglycerides (blood fat levels)
- Lipid panel (comprehensive fat profile)
- Zero copay, zero deductible
- Zero cost-sharing if provider accepts assignment
One-Time Abdominal Aortic Aneurysm (AAA) Screening
- Ultrasound screening (one-time, lifetime benefit)
- For anyone at risk
- Detects potentially fatal aneurysm before rupture
- Completely free
Behavioral Cardiology Sessions
- Counseling to reduce cardiovascular disease risk
- Yearly visit with your primary care provider
- Discussion of blood pressure management, diet, exercise
- Free preventive service
The Real Value: Detecting high cholesterol or early cardiovascular disease before a heart attack saves your life and your family from a $100,000+ hospitalization bill. Early intervention with statins or lifestyle changes can prevent a $500,000+ cardiac event.
When to Schedule: Don’t wait for symptoms. If you haven’t had a cardiovascular screening in 5 years, schedule one at your next wellness visit.
